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Trusted by 5M+ South Africans

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Use our free loan simulator to find out how much you could qualify for. No impact on your credit score. Quick, easy, and secure.

5M+ Customers
2 min assessment
Bank-grade security

Quick Estimate & Why Choose Capitec?

Get a ballpark figure in seconds and discover why millions trust us.

R 150 000,00
24 months
Estimated Monthly
R 7 096,10
24 months12.5% interest
Use Full Calculator

Instant Results

Get your loan eligibility assessment in minutes, not days.

Secure Process

Your information is protected with bank-grade security.

Better Rates

Access competitive interest rates tailored to your profile.

How It Works

Three simple steps to check your loan eligibility.

01

Fill Application

Complete our simple online form with your details.

02

Get Instant Results

Receive your eligibility assessment immediately.

03

Receive Funds

If approved, get your loan disbursed quickly.

Ready to Check Your Eligibility?

Take the first step towards your financial goals. Our loan simulator gives you instant results with no impact on your credit score.

© 2025 Capitec Bank. All rights reserved.

This is a prototype simulator for demonstration purposes.